Money is human.

Your plan should be too.

Human-centered financial coaching and counseling to reduce money stress, gain clarity on your finances, and build lasting security with calm and confidence.

Money made human - through gratitude, calm, and intention.

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Colleen Murphy, Atkinson, NH. a woman with shoulder-length brown hair and green eyes, wearing a gray top, sitting indoors near a window.

Meet Colleen

I’m Colleen Murphy. I bring Ramsey-trained practicality, the grounded clarity of a physician, and the compassionate presence of a minister to deliver calm, human-centered financial coaching and counseling.

I help people heal their relationship with money so they can pay down debt, make calm, confident decisions, and build durable financial security, without guilt, fear, or shame.

Real change doesn’t start with math; it starts with mindset, habits, and behavior - because money isn’t just numbers. It’s human.

At Centered Money®, we bring gratitude, calm, and intention to your finances, so you have more control today and more confidence in tomorrow.

Serving the world from Atkinson, NH.

Read My Story

Feeling overwhelmed by money?
You’re not alone.

Get my free guide that helps you finally understand what’s going on with your money, and how to begin feeling in control again.

In this guide, you’ll discover:

  • Why money feels so stressful (even if you’re responsible and earn “enough” on paper)

  • The real forces behind financial overwhelm, the mental, emotional, and decision loads that apps and budgets ignore

  • A calmer, more human way to work with your money so you can feel more grounded, confident, and in control, without shame, guilt, or rigid rules

This is your first calm step toward a financial life that feels clearer, more grounded, and more aligned with who you are, not who you’re “supposed” to be.

Get the Free Guide

Centered Money exists for the most human moments, the ones that change everything.

money.

made human.

We create a safe space without judgment. We honor your story with grace.

Together we build financial freedom centered on what truly matters - your values, your loved ones, your purpose, and your peace of mind.

Money isn’t the heart of life, but it touches everything that is. It’s woven into every major transition - marriage, parenthood, career shifts, retirement, loss - and each one deserves clarity, calm, and compassion.

The Centered Method

Human first. Tools second.
You don’t need another dashboard, app, or algorithm - and a budget alone won’t change your life. You need someone who listens, who sees the whole picture, and helps you bring calm and clarity to your financial world.

Centered on what matters.
We help your money quietly support the life you actually want to live.

From story to strategy.
Money tells a story. We listen - then help you write your next chapter.

Money isn’t just numbers - it’s human.

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Stay Centered

Because money is human.


Monthly reflections to support you in creating financial wellness.

No spam. Just perspective.

A black coffee cup on a white saucer placed on a wooden table on an outdoor balcony or patio with a blurred background of houses and fencing.

You deserve a financial life that feels calm, clear, and human.

Schedule your private consultation and

take the first step toward financial wellness.

Book Your Consultation